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Wednesday, Jul 18
All Day Discover the Magic at Middleton's Hallmark Keepsake Ornament Premiere Starting This Weekend!
All Day Jungle Adventure VBS at Big Trees Community Bible Church July 16 - 20
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Thursday, Jul 19
All Day Discover the Magic at Middleton's Hallmark Keepsake Ornament Premiere Starting This Weekend!
All Day Jungle Adventure VBS at Big Trees Community Bible Church July 16 - 20
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Friday, Jul 20
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Until 12:00 PM Jungle Adventure VBS at Big Trees Community Bible Church July 16 - 20
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Saturday, Jul 21
All Day Ladies, Gents, Boys & Girls, Polish Your Engines & Shine Your Chrome For "Thunder on The Lake"
All Day Discover the Magic at Middleton's Hallmark Keepsake Ornament Premiere Starting This Weekend!
All Day Exotic Bird Show
08:30 AM Arnold Rim Trail (ART) Volunteer Trail Work Day
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11:00 AM Guided Tours of Ironstone Vineyards
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08:00 PM Sat. July 21st - Misner & Smith - Sutter Creek Theatre - Sutter Creek, CA
Sunday, Jul 22
All Day Discover the Magic at Middleton's Hallmark Keepsake Ornament Premiere Starting This Weekend!
All Day Exotic Bird Show
11:00 AM Sunday Funday at Ironstone Vineyards
11:00 AM Guided Tours of Ironstone Vineyards
11:00 AM Town Tours of Columbia State Historic Park
12:00 PM Sierra Nevada Logging Museum Open Thurs - Sun
All Day Summer Chalking Class Series
All Day Writers Unlimited Evening Meetings
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Monday, Jul 23
04:00 PM Help the Tesch Family Rebuild Spaghetti Feed
All Day Summer Chalking Class Series
Until 09:00 PM Writers Unlimited Evening Meetings
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Tuesday, Jul 24
05:45 PM Focus Groups
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Wednesday, Jul 25
11:00 AM Guided Tours of Ironstone Vineyards
05:30 PM Locals' Night with Milliaire
All Day Summer Chalking Class Series
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Thursday, Jul 26
11:00 AM Guided Tours of Ironstone Vineyards
12:00 PM Sierra Nevada Logging Museum Open Thurs - Sun
All Day Summer Chalking Class Series
All Day Song Posse
Friday, Jul 27
11:00 AM Guided Tours of Ironstone Vineyards
12:00 PM Sierra Nevada Logging Museum Open Thurs - Sun
05:00 PM Angels Camp Farmers Market
05:30 PM Friday Night Music at Alchemy
06:00 PM Cooking Class at Marisolio- Naan Bread with Curries July's Fantastic Pies
All Day Summer Chalking Class Series
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Saturday, Jul 28
All Day 41st Annual Twain Harte Summer Arts & Wine Festival 2018
All Day Exotic Bird Show
09:30 AM North Grove Photography Walks at Big Trees State Park
10:00 AM Old Timers Museum Walking Tours Are Every Saturday at 10am.
11:00 AM Guided Tours of Ironstone Vineyards
12:00 PM Sierra Nevada Logging Museum Open Thurs - Sun
03:00 PM La Grange Odd Fellows Catfish Dinner Saturday July 28th
All Day Summer Chalking Class Series
Until 08:30 PM Song Posse
07:00 PM Willie Nelson & Family, Alison Krauss at Ironstone Amphitheatre July 28th
07:00 PM Bear Valley Summer Music Series! June 30th - Labor Day
Sunday, Jul 29
All Day 41st Annual Twain Harte Summer Arts & Wine Festival 2018
All Day Exotic Bird Show
11:00 AM Sunday Funday at Ironstone Vineyards
11:00 AM Guided Tours of Ironstone Vineyards
11:00 AM Town Tours of Columbia State Historic Park
12:00 PM Sierra Nevada Logging Museum Open Thurs - Sun
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Monday, Jul 30
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Tuesday, Jul 31
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Posted by: thepinetree on 10/24/2017 10:35 AM Updated by: thepinetree on 10/25/2017 06:47 AM
Expires: 01/01/2022 12:00 AM
:

Medicare Open Enrollment Began October 15 ~ From Brian J Tewksbury

Murphys, CA...What is the Medicare open enrollment period? The Medicare open enrollment period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plans typically change what the plans cost and cover. In addition, your health-care needs may have changed over the past year. The open enrollment period is your opportunity to switch Medicare health and prescription drug plans to better suit your needs.







When does the open enrollment period start?

The Medicare open enrollment period begins on October 15 and runs through December 7. Any changes made during open enrollment are effective as of January 1, 2018.

During the open enrollment period, you can:
Join a Medicare Prescription Drug (Part D) Plan
Switch from one Part D plan to another Part D plan
Drop your Part D coverage altogether
Switch from Original Medicare to a Medicare Advantage Plan
Switch from a Medicare Advantage Plan to Original Medicare
Change from one Medicare Advantage Plan to a different Medicare Advantage
Plan Change from a Medicare Advantage Plan that offers prescription drug coverage to a Medicare Advantage Plan that doesn't offer prescription drug coverage
Switch from a Medicare Advantage Plan that doesn't offer prescription drug coverage to a Medicare Advantage Plan that does offer prescription drug coverage

What should you do?
Now is a good time to review your current Medicare plan. As part of the evaluation, you may want to consider several factors. For instance, are you satisfied with the coverage and level of care you're receiving with your current plan? Are your premium costs or out-of-pocket expenses too high? Has your health changed, or do you anticipate needing medical care or treatment?
Open enrollment period is the time to determine whether your current plan will cover your treatment and what your potential out-of-pocket costs may be. If your current plan doesn't meet your health-care needs or fit within your budget, you can switch to a plan that may work better for you.


What's new in 2018?
The initial deductible for Part D prescription drug plans increases by $5 to $405 in 2018. Also, most Part D plans have a temporary limit on what a particular plan will cover for prescription drugs. In 2018, this gap in coverage (also called the "donut hole") begins after you and your drug plan have spent $3,750 on covered drugs — a $50 increase over the 2017 initial coverage limit. It ends after you have spent $5,000 out-of-pocket, after which catastrophic coverage begins. However, part of the Affordable Care Act gradually closes this gap by reducing your out-of-pocket costs for prescriptions purchased in the coverage gap. In 2018, you'll pay 35% of the cost for brand-name drugs in the coverage gap (65% discount) and 44% (56% discount) of the cost for generic drugs in the coverage gap. Each succeeding year, out-of-pocket prescription drug costs in the coverage gap continue to decrease until 2020, when you'll pay 25% for covered brand-name and generic drugs in the gap.

Medicare beneficiaries who file individual tax returns with income that is greater than $85,000, and beneficiaries who file joint tax returns with income that is greater than $170,000, pay an additional monthly premium or Income-Related Monthly Adjustment Amount (IRMAA) for their Medicare Part D prescription drug plan coverage. In 2018, some of these beneficiaries will see their IRMAA increase by as much as 58%, while other beneficiaries may actually see their IRMAA drop. For more information, visit the Centers for Medicare & Medicaid Services website, CMS.gov.

Where can you get more information?
Determining what coverage you have now and comparing it to other Medicare plans can be confusing and complicated. Pay attention to notices you receive from Medicare and from your plan, and take advantage of help available by calling 1-800-MEDICARE or by visiting the Medicare website, medicare.gov.


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